Author: Gar

25 Oct

Karl Heideck Explores The Lawsuit Filed Against Wells Fargo

The City of Philadelphia has filed a lawsuit against Wells Fargo & Co. According to Karl Heideck, a renowned lawyer based in Philadelphia, the City of Philadelphia is accusing the bank of violating the Fair Housing Act of 1968. The lawsuit claims that the bank has been using predatory lending techniques that have seen borrowers from minority communities being preferred for high risk mortgage loans as compared to their white counterparts.

Heideck notes that Wells Fargo has denied the allegations. The bank states that it has faithfully adhered to fair practices and that its loaning services are based purely on merit. The company claims that the City is making unsubstantiated claims against it. The City of Philadelphia filed the lawsuit on May 15, 2017.

This lawsuit adds to the number of problems facing the bank. Recently, the bank faced a scandal whereby it was established that they have been opening fake accounts. These accounts are used to falsely represent the banks customer base and domination of the market. Wells Fargo Bank is headquartered in San Francisco.http://hackronym.com/the-attorney-behind-the-curtain-karl-heideck/

Hiedeck, who has thoroughly read the allegations made by the city against the bank, also shared further accusations made against it. He posits that Wells Fargo is accused of pushing Black and Hispanic borrowers to get loans that are riskier and have higher interest rates. This is in total disregard of the fact that these borrowers are qualified for lower-risk mortgages with lower interest rates. Moreover, the city alleges that Wells Fargo made it extremely hard for these clients to refinance their mortgage loans. From the lawsuit, Heideck adds that the City had determined that the bank was twice as likely to offer higher interest loans to Blacks as compared to Whites. The prevalent rate among Hispanic borrowers was 1.7 times that of White borrowers. Moreover, the city looked only at borrowers who had credit scores of above 660.

About Karl Heideck

Karl Heideck is a Philadelphia-based attorney. He has specialized in compliance, risk management review and litigation. Litigation is a complex process. The visionary leader holds a bachelor’s degree from Swarthmore College where he graduated in 2003. Karl Heideck earned a JD from Templeton University’s Beasley School of Law in 2009.

Karl Heideck has vast knowledge and experience in filing complaints for his clients and replying to them. He has also represented his clients in the court many times. Notably, Karl Heideck has rendered his services as an attorney for many years. As a writer, Karl continues to offer the public with more information on matters of law.

 

18 Oct

The Fabulous Secret to the Growth of Fabletics

Online membership companies are taking the web by storm these days from Birchbox to Gwynnie Bee, companies are ensuring that they stay relevant during the days of Amazon. Brick and Mortar locations are feeling the pressure from sites such as Amazon who is one of the largest clothing online sellers to date. Kate Hudson’s Fabletics has figured the secret to keeping consumers happy by providing them with the best of both world’s; online shopping and Physical Retail locations. This genius idea has made them $250 million in a short time span of three years. Fabletics as a company has taken the time to use collected information from their subscribers that puts them at an advantage over other retailers.

 

When was the last time you walked into your favorite store, tried on clothes and those clothes ended up in your virtual shopping cart before you could leave the store? The answer is nowhere (unless you have been to a Fabletics store). Fabletics knows that when people are in the stores they are also looking online. It is the ability to browse and shop online without having to come into a store. With meshing the two of these together they have created a win-win situation for them and for their members. Fabletics has named this “Reverse Showrooming.” This genius idea allows members and non-members to come into a store and browse around.

 

Non-members then become members before they walk out of the store because they are intrigued by the quality of the garments paired with stylish prints and patterns that they just cannot live without. Consumers are given options, polled for what they like and Fabletics provides them with the items that appeal to them. Not interested in an automatic, recurring subscription, Fabletics has that covered too. You can suspend your service for the months you are not interested in receiving product. Now that is a plus! Only pay for the months you want to receive orders.

 

Teri Hutcheon, blog writer of A Foodie Stays Fit, published a review of Fabletics and spoke very highly of the company. One perk she enjoys is that of the service suspension. Teri also raved about the quality of the product, the various styles that are offered, and how durable and comfortable the material is in comparison to the value or price paid. One of the many plus’s that she mentioned was that of the lifestyle survey. This survey asks questions about your activity levels, body type, and interests to match up styles, colors and new items that match your lifestyle.

 

Want to know what your Fabletics survey says about you? – Visit the website www.fabletics.com to take the quiz and learn more.

Black Friday week is still going strong! Shop the sale in stores and online. (Link in bio)

A photo posted by @fabletics on

16 Oct

Marc Sparks Teaches Others About Becoming an Entrepreneur

Marc Sparks feels best about life when he’s deeply embroiled in a hot-button project with hopes of getting a fresh idea off the ground and into the world of commerce where it can flourish. His extraordinary career as an entrepreneur is marked by a high level of success which makes him uniquely qualified to counsel others on starting new businesses. He has experienced smashing successes and dismal failures but he’s always ready for the next hot idea. Learn more: https://www.facebook.com/marc.sparks1

Sparks has a great deal of empathy for those embarking upon an entrepreneurial route and he’s eager to help them avoid some pitfalls. His book is entitled They Can’t Eat You and it’s geared toward those who are taking the leap of faith to start a new business. The title is a reminder that when humans have a bad day they can always try again or start over. However, when a zebra has a bad day it ends up as some lion’s dinner and there’s no second chance. The book was also written for those who are losing hope as they follow their dreams.

It reveals his unique journey as an entrepreneur and he pulls no punches as he even details some of his failures. His recollections of those rare setbacks were painful memories for him to resurrect but he considered them to be critically important for others to know. He also believes that there is greater learning power in the negative examples than the spectacular successes.

Marc Sparks gives credit to God and his grace for his accomplishments and details that He has given him a keen instinct for business and innovation. He also relates that his formal training for his career is nil and he’s driven by energy and opportunity.

Timber Creek Capital is the private equity firm that is owned by Sparks and he’s all about helping others develop their unique ideas. They provide a full range of services that startups can tap into from accounting to graphic design and everything in between. More importantly, they are able to work closely with Sparks and benefit from his extraordinary experience and ability to nurture ideas.

The passion that Marc Sparks has for building companies cannot be overestimated and he particularly revels in bringing to life ideas that others believe can’t be done. He works with several companies at a time at Timber Creek and helps them build a business model and a corporate culture. He also helps them implement a comprehensive path forward complete with short-term and long-term goals.

The career of Marc Sparks has been a long and distinguished one and he reveals one of the keys to his success. The pace of his endeavors and business activities is accomplished with Sparks Speed and that is meeting in real time and problem solving immediately.

 

21 Sep

Waiakea Water Receives Recognition for Quality and Sustainability

Waiakea Hawaiian Bottled Water has joined the ranks of business titans like Microsoft, Patagonia, and Zappos on the Inc. 500 list. Between 2014 and 2016, Waiakea experienced a growth rate of 1,059%, earning the young company a spot on the prestigious Inc. 500 where it ranked #414 in 2017.

Waiakea was founded in 2012 by CEO Ryan Emmons. It is the first volcanic water brand sourced from Hawaii. The water has surged in popularity, growing from annual sales of 2,304 cases to 122,400 cases in the company’s first three and a half years alone. Waiakea has seen global distribution in increasingly larger retailers such as Whole Foods Market.

Waiakea’s offers consumers a combination of quality and sustainability that has proven both profitable and benevolent. The water is sourced from one of the purest environments on earth. It begins as snowmelt and rain on the active Mauna Loa volcano in Hawaii. As the water trickles down through 14,000 feet of porous lava rock it becomes rich in minerals and electrolytes. Because of its volcanic origins, the water is naturally alkaline with a pH ranging between 7.8 and 8.8 without chemical processing.

Emmons has dedicated Waiakea’s business model to a “Triple Bottom Line” or “TBL” mission from day one. For Emmons and Waiakea, TBL takes the company’s priorities beyond profit margins by placing equal importance on environmental and social sustainability.

This Triple Bottom Line philosophy has lead to Waiakea becoming the first bottled water company in the United States to receive carbon neutral certification. The packaging itself is an model of environmental sustainability. Made with 100% recycled BPA-free plastic. Waiakea also uses 85% less energy to manufacture its plastic bottles than regular production methods.

Waiakea meets its social sustainability bottom line through a partnership with the NGO Pump Aid. For every bottle of Waiakea water sold, the company provides 650 liters of clean water to people in developing nations.

Waiakea’s young CEO has achieved rapid brand growth and recognition for the product’s quality and commitment to sustainable practices. Waiakea has been honored with several awards and recognitions, including “Most Socially Responsible Company in North America” from Best Biz Awards and The Food and Beverage Innovation Award.

21 Sep

Dr. Avi Weisfogel’s Contributions and Achievements in Solving Problems Associated with Sleep Disorders

Sleep is an aspect of life that is frequently overlooked. The reason behind this is that people’s busy schedules prompt them to take stimulants, such as coffee, to enable them to work for long hours. According to physicians, these behaviors are unacceptable. Specialists, such as Dr. Avi Weisfogel, have come up with solutions to curb problems associated with sleep deprivation.

Dr. Avi Weisfogel’s Involvement in Sleep Medicine

Dr. Avi Weisfogel has made tremendous contributions using dentistry tools to treat medical conditions such as sleep apnea. This doctor has spent a significant part of his career training other professionals on how to handle patients with this kind of medical problems. Dr. Avi Weisfogel has used his companies, such as Dental Sleep Masters, to teach other dentists how to diagnose and eventually treat sleep apnea. Various medical bodies have credited this medical practitioner’s works. Dr. Avi Weisfogel uses oral appliances to treat individuals suffering from obstructive sleep apnea.

About Dr. Avi Weisfogel

Dr. Avi Weisfogel began his career in dentistry after completing his college education. He studied biology and psychology at the Rutgers University. He also studied dental surgery at the New York University. Early in his career, Dr. Avi Weisfogel attended to patients with various dental issues at Old Bridge Dental Care, his private practice. During his tenure in this facility, he won the award of the best dentist for three consecutive years.

Dr. Avi Weisfogel has always had a vested interest in studying sleep disorders. He has spent the better part of his career ensuring that patients suffering from sleep apnea are taken care of using dental tools. While exploring this field, Dr. Avi Weisfogel has had to establish various companies to support his clients. Some of the companies he has launched include Owner Unlimited Sleep Patients and Dental Sleep Masters. Currently, Dr. Avi Weisfogel spends the better part of this career interacting with patients with sleep disorders. Aside from treating them, he is also focused on providing counsel to people on how to live healthier lives. Dr. Avi Weisfogel volunteers to various charity activities. He is also a family a man and spends his spare time with his wife and children.

20 Sep

Daniel Mark Harrison: Helping Businesses with Monkey Capital

For a businessman, establishing your own business is no easy task. It takes a lot of time and effort to get an idea that is executable and which would work well for the best interests of the person who is giving life to it. Business ideas are being churned out every single day, which is no surprise considering some brands that are currently out on the market. Daniel Mark Harrison is one such businessman and entrepreneur who has been full of business ideas through the course of his career. He has brought numerous ideas to life, some of which have been hugely successful, while some, not so much. Daniel Mark Harrison is someone who can be good at whatever endeavor that he takes on. Having found so many business ideas through the course of his career, he knows what would work well for the betterment of society and what does not.

Today, Daniel Mark Harrison works on the other end of the spectrum and decided to start up a company that would help fuel business ideas. The name of the company is Monkey Capital and is one which Daniel Mark Harrison leads from his position of Managing Partner. Having as much experience as he does is just one of the many positives that have helped him in his endeavor to establish this company. Through Monkey Capital, he has given life to numerous different business ventures and programs, which have emerged to be beneficial to society. One of the things that Daniel Mark Harrison keeps in mind while supporting other ideas is the amount that they can contribute to society. Daniel Mark Harrison only supports those ideas that are working for the future, and which will contribute to making the world a much better place.

Through the organization, Daniel Mark Harrison has made dreams come true. He has helped people who otherwise would not have anything to fall back on, and would probably not be able to live out their dreams. Daniel Mark Harrison has managed to make all of this possible, while still giving the people who he works with the freedom to run their own companies. He is currently based out of Asia.

20 Sep

How Louis Chenevert Helped UTC Grow

Since Canadian businessman Louis Chenevert first became a chairman of UTC, he has been working to help the company. Before he worked with UTC, he was a business professional. He studied business when he was in college an that gave him the motivation he needed to ensure he was going to do the best job possible while he was at UTC. He has always tried to make things better for people who are in the business so he can help them with all the manufacturing needs they have. It is part of what has given him the motivation to do all the work they need. Since then, Louis Chenevert has tried to show people what they can get out of the situations they are in. The companies that rely on UTC are now able to get even more help thanks to the way he has changed different things in the industry. There are many new options Louis Chenevert has created so he can help other people with the issues they have.

Depending on what companies need, Louis Chenevert knows he can show people the right options for their business. He has always tried to help people with the issues they are having and help companies get the most out of the options they have. For Louis Chenevert to do this, he had to be sure he was helping people out with all the issues they had. For Louis Chenevert to do this, he knew he would have to show others the right way to run their business.

The industry continues to flourish and is now recovering from the recession. It continues to grow while people are doing what they can to make the business better. Those who are a part of UTC are able to see what they can do to make things for the aerospace companies. Manufacturing has increased and those who work with the company can see all the differences that are happening in the industry as a result of the work that Louis Chenevert has done with UTC. He tries to always show people the things he is doing with the company.

13 Sep

Bruno Fagali is Charting the Future of Brazilian Law

     Creating and running a law firm is a momentous task. It requires hard work, unwavering dedication and, above all, consistency. Managing the firm becomes even more challenging where one is also engaged in a corporate role. While combining such duties is considered a risky engagement, there are those few who do it and go on to excel at both, as is the case with Brazilian lawyer, Bruno Fagali. Mr. Fagali currently doubles up as the Corporate Integrity Manager at Nova/sb and also runs his own law firm, the Fagali law firm.

Passionate about the law from quite a young age, Bruno Fagali graduated with a law degree from Pontifical University (PUC), Sao Paulo. Additionally, he was just recently awarded a master’s degree in State Law at the University of Sao Paulo.

Bruno Fagali’s prominence largely stems from his contribution at Nova/sb. The organization is a large advertising agency based in Brazil. While the company is highly profitable, a significant portion of its revenue is sourced from administrative contracts. To avoid the numerous pitfalls associated with transacting with the government, Nova saw it fit to create a corporate integrity plan. The most suitable individual to undertake this task was seen to be Bruno Fagali, and he soon joined the company as the corporate integrity manager. He has since gone on to create a plan that acts as an effective guideline on what Nova employees can and cannot do in their external engagements.

Bruno Fagali created the Fagali law firm in 2014. Having previously worked at two law firms coupled with the experience he continued to gain at Nova, he felt that it was the right time to venture on his own. The law firm is based in Sao Paulo and offers both litigation services and advisory services. It particularly specializes in the areas of administrative law, urban law, compliance, regulatory law, and ethics. With the firm’s client base growing every year and Bruno Fagali’s reputation only continuing to grow, the firm is well on its way to become a force to be reckoned with in the Brazilian legal industry.

18 Aug

The success story of Boraie Development and its founder, Omar Boraie

Boraie Development has its base in New Brunswick and is non-governmental. The business headquarters is also found within the same location. In addition to the classification into Industrial Buildings and Warehouses, it is worth noting that the firm is guided by its efficient measures to attain success in relation to achieving its target objectives. The establishment of the business first happened in 1986 before merging in NJ, says Rutgers. The implication of the current approximations is that it has opened up employment opportunities for staff members close to thirty-five. This is in addition to having a revenue that is substantial.

While appreciating the company for its success in its course of operations, it is worth acknowledging the person who came up with the idea and its implementation concerning setting up the firm. The individual is referred to as Omar Boraie, and it is after his name that the company is called. He is considered an excellent person due to his possession of sufficient experience exceeding forty years working as a leader at the headship of New Brunswick. The fact that he is visionary has contributed a lot to the success of the operations of the company he serves. He recently appeared to be among those investing in The Aspire. His objective alongside this is to become a proprietor of residential houses that are classy. Across the Brunswick coverage, Aspire at the moment is the apartment that is most valued. It is unique in that it has a lot of charming studio apartments and the charges are at a rate that is affordable to potential clients.

He is greatly respected following his success in line with his ability to execute ideas that seemed unachievable. From his level, he discovered the European knowledge about designs as he was in the area researching. As revealed by Crunchbase, the fact that he possesses efficient skills to lead is an explanation to why he was grateful to whoever supported him and stood by his side to facilitate triumph.

As well, the company has the objective of providing its services together with the Financial Associations that are quite influential, contractors who are visionary as well as the most concerned architects alongside standards and deadlines stipulated.

It is therefore important to appreciate the fact that Boraie Development is among the few active development firms within New Jersey dealing with market opportunities in real estate. Additionally, it is worth acknowledging the fact that the partnership with the company dealing with enormous projects that contribute significantly to urban development. It is for this reason that selecting the firm is the wisest choice.

http://centraljerseyworkingmoms.com/how-boraie-development-has-managed-to-bring-up-sophisticated-apartments-in-new-brunswick/

17 Aug

Orange Coast College Has Made The Headlines Beyond Academics

Orange Coast College is usually known for its academics. However, it is now knowing for housing one of the rarest plants in the world. This is the corpse flower. This flower is so rare that people from just about every country in the world will be traveling to see it. It takes its name from its smell. Once it is fully bloomed, which will be very soon, it will give off the stench of a corpse.

 

Scientists and plant specialists are still in awe at just how this plant gives off this smell. The flower will be on display in the main auditorium of the school. The cost to see the flower is $3. However, every dollar is going to be donated to help students from Orange Coast College further their studies.

 

Principles and students from many other schools in California have been coming to see the plant daily even before it blooms. This is mainly because this plant was passed around from school to school before ending up at Orange Coast College. Many students and teachers alike consider it family.

 

Orange Coast College has been in business for over two decades. This has served as an institution for the less fortunate since the tuition is quite low. However, some of the most successful people in California attended Orange Coast College at one point. Orange Coast College is also responsible for helping students getting into colleges all around the world. The graduation ratio is also the best in California as it relates to community colleges.

 

Orange Coast College just began its online education platform. That are currently accepting students from every country. They also made the financial aid process easier than usual by including all of the course material inside the tuition package. All of their classes are accredited, and online students can also participate in the internship program.

 

Visit http://www.orangecoastcollege.edu/ to learn more.

17 Aug

Orange Coast College Has Made The Headlines Beyond Academics

Orange Coast College is usually known for its academics. However, it is now knowing for housing one of the rarest plants in the world. This is the corpse flower. This flower is so rare that people from just about every country in the world will be traveling to see it. It takes its name from its smell. Once it is fully bloomed, which will be very soon, it will give off the stench of a corpse.

 

Scientists and plant specialists are still in awe at just how this plant gives off this smell. The flower will be on display in the main auditorium of the school. The cost to see the flower is $3. However, every dollar is going to be donated to help students from Orange Coast College further their studies.

 

Principles and students from many other schools in California have been coming to see the plant daily even before it blooms. This is mainly because this plant was passed around from school to school before ending up at Orange Coast College. Many students and teachers alike consider it family.

 

Orange Coast College has been in business for over two decades. This has served as an institution for the less fortunate since the tuition is quite low. However, some of the most successful people in California attended Orange Coast College at one point. Orange Coast College is also responsible for helping students getting into colleges all around the world. The graduation ratio is also the best in California as it relates to community colleges.

 

Orange Coast College just began its online education platform. That are currently accepting students from every country. They also made the financial aid process easier than usual by including all of the course material inside the tuition package. All of their classes are accredited, and online students can also participate in the internship program.

 

Visit http://www.orangecoastcollege.edu/ to learn more.